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Hoi Li’s Payment Alert: PayPal Receive is Live! How to Link Your Paga Wallet

Published on January 27, 2026

As of January 27, 2026, PayPal has officially enabled Nigerians to receive payments through a strategic partnership with the local fintech leader, Paga. This marks a massive shift—for nearly two decades, Nigerian PayPal accounts were restricted to "send-only" mode. Now, the gates are open.

For freelancers, remote workers, and merchants, this is the update we’ve been waiting for. You can now accept funds from over 200 countries directly into your Paga wallet.

1. How the Paga Link Works

This integration allows you to link your PayPal Nigeria account to your Paga wallet. Once linked, any funds you receive via PayPal can be withdrawn instantly into Paga. From there, you can convert to Naira or transfer to any local bank account in seconds. No more "middlemen" or complex workarounds to get your money.

2. Linking Guidelines

To start, ensure you have the latest version of the Paga App. Look for the "PayPal" option in the app menu. You will be prompted to log in to your PayPal account to authorize the connection. Pro Tip: Ensure your PayPal email and Paga details are consistent to avoid verification delays.

3. Fees & Service Requirements

While receiving is now live, standard PayPal transaction fees still apply. You must have a verified Paga account (regulated by the CBN) to use this service. Additionally, for certain outbound payments, the NRS and CBN may still require a linked local card (like a Mastercard from Providus or Zenith) to be attached to your PayPal profile.

Hoi Li's Payment Tip:

This partnership with Tayo Oviosu’s Paga is a game-changer for the digital economy. If you've been avoiding global gigs because of payment friction, that excuse is gone. Link your accounts today and start receiving your value in real-time. The world just got smaller!

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