Street Guides
Real tax talk for real people. No boring essays, just the "Quick Hits" you need to stay ahead of FIRS.
Latest Updates
Hoi Li’s Security Alert: WhatsApp adds Passwords – The CPA Protocol for Protecting Your Digital Office
WhatsApp is moving beyond SMS and towards full account password protection. I'm auditing the impact on your 'Digital Assets' and why this is a 2026 security must-have.
Hoi Li's Ramadan Message: Ramadan Kareem 2026 – Fasting, Prayer, Zakat & the Protocol of Discipline
Ramadan Kareem to all our Muslim in-laws! As we approach the holy month (Feb 28 - March 30), I'm reflecting on how fasting, prayer, and Zakat teach us the ultimate financial protocol: Discipline.
Hoi Li's Lent Message: 40 Days of Fasting, Prayer & Financial Discipline – A CPA's Blessing for 2026
Blessed Lent to all our Christian in-laws! As we enter the 40-day journey from Ash Wednesday (March 5) to Easter (April 19), I'm reflecting on how sacrifice and reflection can transform your financial life.
Hoi Li’s Defense Alert: Kwankwaso, Chinese Mining, and the US Bill – Auditing the 2026 Geo-Political Risk
US Congress is profiling Nigerian politicians over illegal mining and terror nexus. With Rabiu Kwankwaso in the spotlight, I'm auditing the 'Geo-Political Risk' to your 2026 business brand.
Taiwo Oyedele’s Masterclass: March 31st Filing – Who, Where, and How to File Your Annual Returns
The March 31st deadline is not just a date; it's a legal mandate. I am breaking down exactly who needs to file, which forms to use, and where to submit to ensure you remain compliant in 2026.
Hoi Li’s FX Alert: Naira Gains as CBN Directs BDC Sales – Why the 'Market Gap' is Widening Again
The Naira is fighting back! CBN has directed FX sales to BDCs, and for the first time in 3 years, the market gap is widening. As a CPA, I'm auditing your FX procurement strategy.
Hoi Li’s Match Report: Sesko Saves United, But Frank's Afro Stays – The Brutal Reality of the 'Draw' in Finance
A 96th-minute Benjamin Sesko equalizer keeps United unbeaten, but it kills the 5-win streak. Frank's 500-day afro survives the West Ham trip. Here is why 'Nearly' still counts as a loss in audit.
Hoi Li’s Professional Alert: The TaxInLaw Business Portal is Live – Your Institutional-Grade Compliance Partner
The wait is over. TaxInLaw for Business has officially launched its pricing tiers. From ad-hoc calculators to a professional suite—here is why serious 'In-laws' are upgrading to the Business Portal today.
Hoi Li’s Street Report: 500 Days of Afro – Why Man Utd’s Winning Streak is Bad News for Frank’s Barber
Frank Ilett hasn't cut his hair in 500 days, vowing to wait for 5 Man Utd wins in a row. With Carrick's boys on 4 wins, the Afro is in danger! Here is the 'CPA audit' of extreme commitment.
Hoi Li’s Match Report: Man Utd 2-0 Spurs – Why Carrick’s '4-in-a-Row' is the Momentum Your Budget Needs
Manchester United is back! A 2-0 win over Spurs makes it four wins in a row for Michael Carrick. As a CPA, I'm auditing the 'Momentum'—and how you can use it to fix your 2026 financial streak.
Hoi Li’s Crypto Alert: Bitcoin Plummets Below Trump-Era Levels – Time to Audit Your Losses?
Red Candles Everywhere! Bitcoin has wiped out $2 trillion in market value. As a CPA, I'm not looking at the dip; I'm looking at 'Tax Loss Harvesting'. Here is how to turn your crypto losses into a legal tax shield.
Hoi Li’s Match Report: Lookman Silences Betis – How a New Contract Turns Goals into Long-Term Wealth
Ademola Lookman is on fire! His 37th-minute strike helped Atleti to a 5-0 win. But behind the goal is a new contract and a masterclass in wealth management for high-net-worth stars.
Hoi Li’s Transfer Alert: Kanté to Fenerbahçe – Navigating the Turkish Lira and Football Tax Havens
N'Golo Kanté has finished his Saudi era and landed in Istanbul. But moving to Fenerbahçe isn't just a tactical switch; it's an FX and Tax audit. Here is the breakdown of the Turkish play.
Hoi Li’s Security Alert: US Troops in Nigeria – What the Military Deployment Means for the 2026 Economic Climate
The U.S. has dispatched a 'small team' of forces to Nigeria following recent security challenges. As a CPA, I'm looking beyond the headlines at how this move stabilizes the Naira and protects Foreign Direct Investment (FDI).
Taiwo Oyedele Explains: The March 31 Deadline – Why Every Nigerian Individual Must File Tax Returns
The statutory deadline for individual tax returns is March 31. Chairman Taiwo Oyedele breaks down why this matters for your financial health and the late-filing extension from the LIRS.
Hoi Li’s Emergency Alert: Snake Bites & Neurotoxic Venom – How to Identify, Treat, and Fund the Cure
Breakout Alert: As 'neurotoxic' search trends hit a peak, here is the street-level guide to surviving a snake bite. Identify the threat, know the anti-venom protocol, and why your emergency fund is your real first aid.
Hoi Li’s Grammy Report: Kendrick Leads, Kendrick Wins – What the 2026 Grammys Mean for African Wealth Signals
The 68th Grammy Awards are in! Kendrick Lamar swept 10 nominations and 5 wins, while the Best African Music Performance category highlights a new era. Here is why the NRS is watching the 'Global Wealth Signals' of our creative stars.
Hoi Li’s UCL Report: 5 English Clubs Through – What the Round of 16 'Knockout' Means for Your Money
The Champions League group stages are over. With 5 English clubs through and Mourinho's Benfica stunning Real Madrid, the 'Knockout Phase' of the season is here. Here is how to audit your August budget.
Hoi Li’s Import Alert: How the New NRS Duty Affects Your China Orders
Importing from China? The 2026 NRS reforms have changed how duty is calculated for electronics and solar equipment. Here is the street breakdown to keep your 'landed cost' low.
Hoi Li’s Trade Report: Tinubu in Türkiye – The $5bn Target and the Viral Stumble
President Tinubu's visit to Türkiye has produced a massive $5bn bilateral trade target. While the internet watches the viral stumble, the real story is the new joint committee for economic growth.
Hoi Li’s Industry Alert: Dangote vs BUA – Inside the 30-Year Cement War
The rivalry between billionaires Aliko Dangote and Abdul Samad Rabiu is more than just business—it’s a three-decade-long conflict for dominance. Here is the street breakdown of the 2026 battle.
Hoi Li’s FCT Alert: Wike vs NLC – Why the Industrial Court Ordered Strike Suspension
The National Industrial Court has ordered FCT workers to suspend their strike. This comes as NLC members blocked Minister Wike’s convoy in a public display of industrial tension.
Hoi Li’s Payment Alert: PayPal Receive is Live! How to Link Your Paga Wallet
After 20 years, PayPal has finally enabled 'Receive' functionality in Nigeria through a strategic partnership with Paga. Here is how to link your accounts and cash out your global earnings.
Hoi Li’s Post-Match: Arsenal 2-3 Man Utd – When the Leader Falls, How to Manage Your Recovery
Stunning result at the Emirates. Arsenal 2, Manchester United 3. Cunha and Dorgu screamers have silenced the leaders. Here is what this upset teaches you about protecting your capital.
Hoi Li’s Expansion Alert: Zenith Bank Enters Kenya – What This Cross-Border Move Means for Investors
Zenith Bank has officially closed the deal to acquire Kenya’s Paramount Bank. This move strengthens its East African footprint and signals a new era of cross-border wealth for Nigerian shareholders.
Hoi Li’s Power Alert: National Grid is Down (Again) – What This Blackout Costs Your Business
The National Grid has crashed once again. Generation dropped from 4,500MW to just 24MW today, leaving millions in darkness. Here is the 'Gen' math for your business and how to claim it back.
Hoi Li’s DM Cold-Brew: Is a ₦2M 9-5 Better Than Owning a Business? (The Great Debate)
Someone sent this to my DMs: '9-5 with a high salary is better than owning a business.' It’s the battle of the Soft Life vs the Oga Life. Let's break down the tax math and the generator noise.
Hoi Li’s Transfer Alert: Cole Palmer to Man Utd? Why Your 'Homesick' Transfer Needs a Tax Plan
The rumors are swirling! Cole Palmer to Manchester United because he's 'homesick'? While the fans debate the fee, I'm looking at the tax file. Moving jobs or states is a serious wealth signal.
Hoi Li’s Creator Alert: IShowSpeed Hits 50M in Nigeria – Is Your YouTube 'Gift' Money Taxable?
Speed is in Lagos and the 50M sub celebration is massive! But as a CPA, I'm looking at those 'gifts' and ad-checks. If you're a Nigerian creator, here is how to handle a viral breakout without an NRS audit.
Hoi Li’s Match Day: Arsenal vs Man Utd – 5 Strategies to Defend Your Salary Against the NRS
It's the Big One this Sunday! Arsenal vs Manchester United. While the players defend the goal, you need to defend your January salary. Here are 5 'Tactical Substitutions' to keep your tax bill low.
Hoi Li’s Halal Report: Nigeria to Adopt Islamic Finance Standards – The Interest-Free Revolution
Ethical wealth is the new flex! My dear in-law, the FRC is integrating Islamic Finance standards (AAOIFI) into Nigeria's framework. Here is why 'No Usury' is a winner for your portfolio.
What Really Happened Between KPMG and the Nigerian Government on the New Tax Reforms
KPMG reviewed Nigeria's new tax laws and found several areas of confusion. The government fired back, calling many concerns 'misunderstandings' of deliberate policy choices.
Paystack at 10: Profitability, 'The Stack Group' & Why Every SME Should Watch This AI Bet
10 years, group profitability, and a new holding company called 'The Stack Group'. Paystack isn't just a payment link anymore—it's a global AI bet with a Nigerian heart.
Moving to the US? Don't Forget to 'Close' Your Tax File in Nigeria
Japa plans? My dear in-law, before you land in the States, you need to tie up your tax ends here. Here is why 'Closing' your file is as important as your visa.
Live in Mowe, Work in Ikeja? Where Your PAYE Tax Really Goes
The Ogun vs Lagos tax battle is real! My dear in-law, if you're a 'Border Crosser,' here is the golden rule of residency and why Ogun State wants your tax.
Taiwo Oyedele Explains: Who Actually Pays the 7.5% VAT on Transfers?
Confusion is the enemy of compliance. Let us clarify the 7.5% VAT on banking services and why your principal remains untouched under the new reform.
Taiwo Oyedele’s Blueprint: 5 Ways Your Money Changes Today (January 19 Implementation)
The 2026 Tax Reform is here. January 19 marks a historic shift in Nigeria's fiscal landscape. Here is the definitive breakdown of what is changing in your bank account and payslip today.
Hoi Li’s Audit Alert: NRS Nigeria Portal – How to Check Your New TIN in 2 Minutes
The NRS migration is real! My dear in-law, don't let 2026 catch you with an 'unverified' tax status. Here are 3 easy ways to find your new TIN on the NRS Portal.
Hoi Li's Tech Report: iPhone 18 Pro Specs Leaked! Under-Screen Face ID, Fold Rumors & What It Costs in Naira
The iPhone 18 Pro leaks are here! Under-screen Face ID, 6.9" displays, and a liquid metal Fold. My dear in-law, let's break down the specs and the ₦3.5m+ reality.
Hoi Li’s Rivers Report: The Fubara Impeachment Notice & Why Your State Taxes aren't for "Lawmaker Bonuses"
The Rivers Assembly says the Chief Judge has the impeachment notice! My dear in-law, when ₦350m bribe allegations fly, it's time to talk about who's really paying for the political drama.
Hoi Li’s Exchange Alert: The Naira is Fighting Back! What This Means for Your Business & Japa Plans
The Naira gained ₦1.34 at the official market and reserves are growing! My dear in-law, it's time to re-check your FX budget. Here is the CPA breakdown.
Hoi Li’s Bronze Strategy: Nigeria vs Egypt and Why "Third-Place" Still Pays the Bills
The Super Eagles are hunting for Bronze against Egypt! My dear in-law, don't let the Morocco heartbreak distract you—Third-Place wins are the secret to a stable tax life.
Hoi Li's Tax Guide: iPhone 18 Pro Max, Android Rivals, and the ₦3.5m Tax Reality
My dear in-law, if you're planning to drop ₦3.5m on the iPhone 18 Pro Max, let's talk numbers. From under-screen FaceID to the NRS 'VAR' check, here's how to flex smart.
7.5% VAT on Bank Transfers: Why your ₦100 fee is now ₦107.5
NRS is now collecting 7.5% on your USSD and Mobile transfers. See how much extra you'll pay every time you 'Send Money'.
Earn under ₦800k? Congrats, you officially owe the government ₦0.00
The 2026 Tax Reform just raised the exemption limit. If you earn ₦800k or less, your income tax is now officially Zero.
The ₦50M Loophole: How your small biz can pay 0% tax legally
Small companies with turnover under ₦50M now pay 0% Corporate Tax. Stop running from the taxman and start using the rules.
Paying Rent? How to use your Landlord's receipt to pay less tax
The old CRA is gone. You can now claim 20% relief on your rent (up to ₦500k) to lower your tax bill. Here's how.
NELFUND Alert: ₦161 Billion Dropped! How to Handle the Cash & Future Taxes
NELFUND just disbursed ₦161.97bn to over 800k students. If you're a beneficiary, here's the lowdown on the upkeep allowance and your future tax TIN.
9ja Lost! The Super Eagles are Out, but Your Tax Can't Afford a Penalty Shootout
The Super Eagles lost to Morocco (1-1, Pens). As Samuel Chukwueze's penalty miss stings, don't let the NRS score a second goal on your wallet.
AFCON 2025: Score a Tax Goal with Nigeria's new N800k "No-Tax" Rule
Super Eagles are soaring in Morocco! While they score on the pitch, you can score at home with the new ₦800k tax break.
Nigeria Tax Overhaul 2026: The N800k "No-Tax" Rule and the Crypto Catch
Massive tax reforms just hit Nigeria. From the N800k exemption to the new NRS, here is how your money changes in 2026.
New Lagos Tax Rule: Is your take-home pay safe?
Lagos just changed how they tax people earning big money. Here is the simple version of what happens to your salary next month.
Japa Warning: UK Visa fees just went up again!
Planning to leave for the UK? You might need an extra ₦450,000 in your pocket. Here is why.
Be the first to know
When a tax law changes, we update our logic in 15 minutes.